Bharti Axa Investment Plans
Bharti Axa Future Invest is a combination of a life insurance product ...Read More
Bharti Axa Future Invest is a combination of a life insurance product and an investment plan. Your family gets financial protection in case of your unfortunate demise during the tenure and you get a maturity amount if you outlive the policy tenure.
A quick read on what this Bharti Axa Investment Plans term plan covers and why it might be a fit for you.
Bharti Axa Future Invest is a combination of a life insurance product and an investment plan. Your family gets financial protection in case of your unfortunate demise during the tenure and you get a maturity amount if you outlive the policy tenure.
This plan also provides you with multiple investment options to choose from as per your risk profile. This article provides you with complete details of Bharti Axa Future Invest including its eligibility criteria, features, benefits, and applicable charges.
Bharti Axa Future Invest Plan offers you a range of benefits including:
Limited premium payment term,
Extendable investment period,
A quick honest summary — the strengths and the trade-offs.
Eligibility criteria pulled straight from the policy wording.
Let's understand how the Bharti Axa Life Future Invest Plan works with a simple premium illustration.
Mr. Verma is looking for an Investment plan that helps him create a lump sum amount to fulfill his financial needs.
His financial advisor advised him to buy the Bharti Axa Life Future Invest Plan. He visited PolicyX.com
Let's understand how the Bharti Axa Life Future Invest Plan works for him with a premium illustration table.
| Age of policyholder | Annual Premium | Policy tenure | Premium Payment Tenure | Maturity Benefits |
| 35 years | Rs 50,000 | 10 years | 5 years | Rs 3,53,827 |
Key Takeaways: At the end of the policy tenure the maturity benefits of Rs 3,53,827 are paid to the policyholder.
There are various benefits to buying the Bharti Axa Life Future Invest Plan. Let’s understand each of them in detail:
Key features that make Bharti Axa Life Future Invest Plan stand out.
Free-look option
This plan offers you a free-look period of 30 days to understand more about this plan along with its terms and conditions. In this period you can also return your policy to Bharti Axa after paying minimum charges.
Vesting of ownership
In case the life insured is a minor, the policy will automatically get transferred to their name once they attain maturity age.
Grace period
There are instances when you miss your premium payments and insurers may charge you a heavy penalty. The grace period of 15 days in case of monthly premiums and 30 days in case of quarterly, half-yearly, and yearly.
Discontinuance
In case you still don’t make premium payments in the grace period your policy will be discontinued and fund value will be transferred to the discontinued fund after deducting discontinuance charges.
Keep these documents handy when applying for Bharti Axa Life Future Invest Plan.
Photo ID Proof
Photo ID Proof (either of one) - Passport, Aadhaar card, PAN card, Driving license.
Age Proof
Age Proof (either of one) - Passport, Aadhar card, PAN card, Driving license.
Address Proof
Address Proof (either of one) - Utility bill, passport, voter ID, ration card.
Medical Records
Medical Records of the policyholder if requested.
Income Proof
Income Proof ( either of one) - bank statement, last three months' salary slips (if you are salaried).
You can buy the Bharti Axa Future Invest Plan offline by visiting one of their nearest branch offices. One of their representatives will help you buy the plan.
Given below are some exclusions of the Bharti Axa Future Invest Plan-
Suicide within 12 months of the policy purchase is not covered.
Consumption of any intoxicants.
Death due to any aviation accident.
Death due to any adventurous sports.
Here are the key features of the Bharti Axa Life Future Invest Plan.
| What’s Good Here | What’s Missing |
| Extendable investment period | Guaranteed Additions |
| Life Cover | Premium Offset |
| Liquidity benefits | Whole Life Cover |
| Flexibility to withdraw funds partially | No Auto Cover Continuance |
Bharti Axa Life Future Invest Plan offers you dual benefits- financial protection for your loved ones in your absence along with maturity benefits on survival. This plan has zero allocation charges. It means the whole of your premium amount is invested in the market. If you are still confused about whether this plan will fulfill your needs or not then you can contact us at PolicyX.com. One of our insurance advisors will contact you shortly, understand your financial requirements, and help you choose the right plan for you.
The 5 most-asked questions about Bharti Axa Life Future Invest Plan, answered.
PolicyX content is researched in-house and reviewed by an IRDAI-certified insurance specialist before publication.
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