PNB MetLife Term Insurance
PNB MetLife Mera Jeevan Suraksha Plan is a solution that offers you th ...Read More
PNB MetLife Mera Jeevan Suraksha Plan is a solution that offers you the option to choose your payout option- regular income or lumpsum payout.
A quick read on what this PNB MetLife Term Insurance term plan covers and why it might be a fit for you.
PNB Metlife Mera Jeevan Suraksha Plan is designed to provide quality coverage in unforeseen circumstances. The plan not only includes death coverage but also encourages and rewards you for staying fit by offering discounts for non-smokers. The policy term is a maximum of 40 years and is available as an individual and family floater plan.
The minimum entry age for this plan is 18 years, whereas the maximum entry age is 65 years. The plan offers a 105% terminal illness benefit. Jeevan Suraksha Plan is available in 4 plan variants along with a family protection option to choose the nominee.
PNB Metlife Mera Jeevan Suraksha Plan offers you a range of benefits including:
A quick honest summary — the strengths and the trade-offs.
Walkthroughs from the PolicyX team — pros, cons, real claim experiences and who should buy.
PNB Metlife term plan is a great option to cover your family. Choose amongst the four riders for an added net of safety with a sum assured that goes up to 1 crore.
Eligibility criteria pulled straight from the policy wording.
Let's understand how the PNB MetLife Mera Jeevan Suraksha Plan works with a simple premium illustration.
Himanshu, 30 years old, is looking for a term plan that provides a spouse coverage option so he can add his wife to the same plan.
His financial advisor advised him to buy the PNB MetLife Mera Jeevan Suraksha Plan Work. He visited PolicyX.com.
Let's understand how the PNB MetLife Mera Jeevan Suraksha Plan works for him with an example.
| Age of policyholder | Monthly Premiums | Annual Premiums | Policy Tenure | Total premiums paid | Sum assured |
| 30 years | ₹1,096/month | ₹13,152/year | 30 years | ₹3,94,560 | ₹1 Crore |
Key Takeaways: If the first insured person dies, a life cover amount shall be payable to the surviving partners, and the policy shall continue till maturity or the death of the second person, whichever is earlier.
You can add the following riders to your PNB MetLife Mera Jeevan Suraksha Plan:
Get additional health coverage on top of the base cover in case of a diagnosis of any listed critical illnesses.
Get an extra payout on top of base cover upon your unfortunate death due to an accident.
Key features that make PNB Mera Jeevan Suraksha stand out.
मृत्यु के विरुद्ध सुरक्षा
पीएनबी मेटलाइफ मेरा जीवन सुरक्षा योजना दुर्भाग्यपूर्ण मृत्यु के मामले में बीमित राशि के बराबर एकमुश्त भुगतान प्रदान करती है बीमाधारक का।
टर्मिनल बीमारी लाभ
यदि किसी व्यक्ति को किसी असाध्य बीमारी का पता चलता है तो यह योजना 105% त्वरित मृत्यु लाभ प्रदान करती है। यह लाभ सभी योजना विकल्पों के लिए उपलब्ध है।
व्यापक सुरक्षा
यह योजना मृत्यु और असाध्य बीमारी जैसी दो चुनौतियों के विरुद्ध कवरेज प्रदान करती है। इससे यह योजना मजबूत और सर्व-समावेशी योजना बन जाती है।
प्रीमियम की वापसी
प्रीमियम वापसी विकल्प के तहत, यदि आप पूरी पॉलिसी अवधि तक जीवित रहते हैं, तो आप सभी भुगतान किए गए प्रीमियम (करों को छोड़कर) वापस पा सकते हैं।
Here are the key benefits of the PNB Mera Jeevan Suraksha.
Flexibility toChoose Policy Term
The policyholder can select from various payment options, including lump-sum payout, life partner coverage, fixed income, or increasing income. Through this, the insured can align their financial situations and the policy payment.
Family Protection
PNB MetLife Mera Jeevan Suraksha Plan offers the option to the policyholder to choose single/multiple nominees and select percentage entitlement to each nominee.
Maturity Benefit andSurvival Benefit
When the policyholder outlives the policy term they are eligible for the maturity benefit, in the form of the return premium.
Surrender Value
If the policyholder has chosen the 'With Return of Premiums' option, at the time of police commencement after a certain number of policy years, he/she is eligible for surrender value.
Grace Period
PNB Metlife Jeevan Suraksha provides a grace period of 30 days (15 days for the monthly mode) for premium payments, ensuring that your policy remains in force even if you miss a payment.
Here is the list of exclusions associated with the plan:
PNB MetLife Mera Jeevan Suraksha Plan stands as a peer in an unpredictable journey of life. With 4 plan options, ROP and death benefit, it empowers the policyholder to safeguard their family's financial future. This plan not only provides maturity benefits but also offers the flexibility to cater to the various needs of the policyholder. The plan offers coverage for terminal illness and a rebate on the higher sum assured. Overall the plan covers all the important areas in which an individual may need an insurance policy to safeguard their loved ones financially in case of their absence.
If you want to know more about the plan or compare different plans, you can easily contact us through the website policyx.com or call us at 1800-4200-269.
PNB MetLife Mera Jeevan Suraksha Plan stands as a peer in an unpredictable journey of life. With 4 p
The 6 most-asked questions about PNB Mera Jeevan Suraksha, answered.
PolicyX content is researched in-house and reviewed by an IRDAI-certified insurance specialist before publication.
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