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HDFC Life Click 2 Achieve Par Advantage Plan | HDFC Life Insurance Plan 2025 | HDFC Click 2 Achieve
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HDFC Term Insurance
HDFC Click 2 Protect Super
HDFC Life Click 2 Protect Super is one of the best term plans that off ...Read More
🛡️ IRDAI Approved
⭐ 4.6/5 · 924 reviews
📊 1.94 solvency ratio
✅ 99.68%% claim settlement ratio
🌐 450++ pan-India
About HDFC Click 2 Protect Super
A quick read on what this HDFC Term Insurance term plan covers and why it might be a fit for you.
HDFC Life Click 2 Protect Super Plan by HDFC Life Insurance offers high cover, affordable premiums, and flexible plan options. The plan offers a choice of 3 plan options: Life Option, Life Plus Option, and Life Goal Option. The plan protects you against unfortunate incidents like death, accidental death, and terminal illness.
Apart from this, it is one of the best term insurance plans that also offers a waiver of premium on the diagnosis of a critical illness and additional cover for a spouse.
HDFC Life Click 2 Protect Super offers you a range of benefits, including:
- Return of Premium (ROP)
- Waiver of Premium on Critical Illness
- Waiver of Premium on Total and Permanent Disability
- Spouse Cover Option
- Cover Accidental Death
- Increasing Death Benefit Up To 200%
Eligibility Criteria for HDFC Click 2 Protect Super
Entry age
Minimum Age - 18 years Maximum Age - 65 years
Maturity age
Maximum Maturity Age - 85 years
Policy term
Minimum term - 5 years Maximum term - 85 years
Sum assured
Basic Sum Assured: ₹5,000 to no limit.
Policy loan
The policy loan is not available under HDFC Click 2 Protect Super Plan.
Payment Modes
No general waiting period is applicable for this term insurance plan. However, a suicide exclusion period of 12 months applies.
Pros & cons
A quick honest summary — the strengths and the trade-offs.
Pros
- Terminal Illness Benefit
- Smart Exit Benefit
- Acceleration Death Benefit
Cons
- 1 Year WP for Suicide
- No Policy Loans
- No Pre-existing Conditions
Video reviews
Walkthroughs from the PolicyX team — pros, cons, real claim experiences and who should buy.
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Who can buy this plan
Eligibility criteria pulled straight from the policy wording.
Entry Age - 18 Years
Max Entry Age - 84 years
Minimum Sum Assured - INR 5
Maximum Maturity Age - 85 years
Premium Payment Term - RP/SP/LP
Features of HDFC Click 2 Protect Super
Key features that make HDFC Click 2 Protect Super stand out.
Portability is not applicable for term insurance plans like HDFC Life Click 2 Protect Super.Benefits of HDFC Click 2 Protect Super
Here are the key benefits of the HDFC Click 2 Protect Super.
Documents required for purchasing HDFC Life Click 2 Protect Super Plan typically include:- Identity Proof (Aadhaar Card, PAN Card, Passport, Voter ID)
- Address Proof (Aadhaar Card, Passport, Utility Bills)
- Age Proof (Birth Certificate, School Leaving Certificate)
- Income Proof (Salary Slips, Bank Statements, IT Returns)
- Recent Photograph
Exclusions of HDFC Life Click 2 Protect Super Plan
Below are some exclusions from the HDFC Life Click 2 Protect Super Plan:
- Suicide within 12 months of the policy purchase is not covered.
- Death due to the consumption of any intoxicants.
- Death due to any aviation accident.
- Death due to any adventurous sports.
- Death due to any pre-existing disease that isn't mentioned at the start of the policy.
Conclusion
HDFC Life Click 2 Protect Super is a comprehensive protection plan that provides complete protection
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HDFC Click 2 Protect Super: FAQs
The 11 most-asked questions about HDFC Click 2 Protect Super, answered.
Under the HDFC click 2 protect super plan the entry age is 18 to 65 years for life plus and life goal plan variants. Whereas for the life plan variant, it ranges between 18 to 85 years.
INR 5k is the minimum basic sum assured under the plan HDFC Life click 2 protect super.
Yes, HDFC Click 2 Protect Super plan offers protection against cancer with the HDFC Life Protect Plus Rider.
The various riders available under HDFC Life Click 2 Protect Super plan are HDFC Life Income Benefit on Accidental Disability Rider HDFC Life Critical Illness Plus Rider HDFC Life Protect Plus Rider
Customers who invest in the HDFC Click 2 Protect Super plan can make premiums payments monthly, quarterly, and half-yearly.
HDFC Life Click 2 Protect Super is a term insurance plan that offers financial protection to your family in case of your sudden demise. The plan is flexible, provides both Life and Life Plus options, and can consist of additional features such as payout on terminal illness, increasing death benefit, and a return of premium that refunds the premiums after maturity.
If you miss the premium in the HDFC Life Click 2 Protect Super plan, you will get a grace period of 15 days for monthly payments or 30 days for other frequencies. If you miss the deadline, your policy will lapse, and coverage will stop. To restart the policy, you then need reinstatement, which may need medical evaluations and health proof.
Yes, medical checkups may be required for the HDFC Life Click 2 Protect Super plan, relying on factors such as health, age, and the sum assured. Younger ones are those going for less coverage, may not need extensive evaluations, while older applicants or the ones seeking higher coverage are more likely to undergo medical evaluations.
Coverage in the HDFC Life Click 2 Protect Super plan starts from the date when the policy starts. Protection starts as soon as the policy is issued, but some exclusions, such as suicide, may have a waiting period of around 12 months from the inception of the policy.
HDFC Click 2 Protect Super provides comprehensive life cover with long-term protection. It enables you to increase your cover at major life stages, and the option to get the premiums back if you survive the policy term. Also, you get tax benefits under Sections 80C and 10(10D) of the Income Tax Act.
The death benefits of HDFC Life Click 2 Protect Super ensure financial safety for your loved ones. The nominee receives the highest of the sum assured, 105% of the entire premium paid, and 10 times the annual premium.
Written and reviewed by
PolicyX content is researched in-house and reviewed by an IRDAI-certified insurance specialist before publication.
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