Canara HSBC Titanium Plus Investment Plan
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Canara HSBC Titanium Plus

Canara HSBC Titanium Plus is an individual-linked life insurance savin ...Read More

🛡️ IRDAI Approved
⭐ 5.0/5 · 54 reviews
📊 100 years solvency ratio
✅ Minimum Age - 0 year% claim settlement ratio
🌐 Yearly, half-yearly+ pan-India

Canara HSBC Titanium Plus is an individual-linked life insurance savings plan. It offers the dual benefit of insurance and investment. Rather than a normal savings plan, this plan offers to invest in the market equity to maximize the return on your investment.

Here are the key features of the above plan
  • Wealth booster and loyalty addition.
  • Flexible premium payment term.
  • Multiple Portfolio Management Options.

 

About Canara HSBC Titanium Plus

A quick read on what this Canara HSBC Investment Plans term plan covers and why it might be a fit for you.

Canara HSBC Titanium Plus is an individual-linked life insurance savings plan. It offers the dual benefit of insurance and investment. Rather than a normal savings plan, this investment plan offers to invest in the market equity to maximize the return on your investment. There are eight different funds available in this plan, which invest your money in among the different sectors of the industry. With four different portfolio management options, this plan offers life cover for up to 80 years of age.

Wait Wait. In emergencies, you can also withdraw your part of the investment through the partial withdrawal option.

Canara HSBC Titanium Plus Plan offers you a range of benefits, including:

  • Wealth booster and loyalty addition
  • Flexible premium payment term
  • Multiple Portfolio Management Options
  • Switching of investment among different funds
  • Enhance protection through riders

Eligibility Criteria for Canara HSBC Titanium Plus

Entry age
Entry age
Minimum 0 years, Maximum 70 years
Maturity age
Maturity age
Minimum 18 years, Maximum 80 years
Policy tenure
Policy tenure
Minimum 0 years, Maximum 30 years
Premium payment term
Premium payment term
5, 7, 10, 15 years.
Premium payment frequency
Premium payment frequency
Quarterly, Half yearly, Annually
Sum assured
Sum assured
Minimum 1.25 X Single Premium, Maximum 1.25 X Single Premium

Pros & cons

A quick honest summary — the strengths and the trade-offs.

Pros

  • Wealth booster and loyalty addition
  • Flexible premium payment term
  • Multiple Portfolio Management Options

Cons

  • Suicidal death not covered
  • Joint life cover not applicable
  • You cannot get policy loan

Who can buy this plan

Eligibility criteria pulled straight from the policy wording.

Minimum entry age- 0 year
Maximum entry age- 70 years
Maximum sum assured- 1.25 X Single Premium
Maximum policy term- 30 years

Types of funds available in Canara HSBC Titanium Plus Plan

The following are the different funds available in this plan-

Fund name Sector invested in Risk profile
Emerging Leaders Equity Fund Mid and small-cap companies Very high
India Multi-Cap Equity Fund Mid and large-cap companies Moderate
Equity II Fund Mid-cap companies High
Growth Plus Fund Mid-cap & Money market Moderate
Balanced Plus Fund Mid-cap & large-cap market Moderate
Large Cap Advantage Fund Large-cap market Moderate
Debt Fund Govt. securities Low
Liquid Fund Govt. securities Low

Portfolio management system available in Canara HSBC Titanium Plus

This Plan offers four different portfolio management systems:

  • Systematic Transfer Option (STO)
  • Return Protector Option (RPO)
  • Auto Funds Rebalancing (AFR)
  • Safety Switch Option (SSO)

Other Features of Canara HSBC Titanium Plus

Here are the key features of the Canara HSBC Titanium Plus.

In a nutshell

If you are looking for an individual-linked life insurance savings plan, you must opt for the Canara HSBC Titanium Plus. This plan offers benefits like wealth booster and loyalty addition, flexible premium payment term, multiple portfolio management options, etc.

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Frequently Asked Questions

The 10 most-asked questions about Canara HSBC Titanium Plus, answered.

The minimum age to purchase this plan is 1 month.
The maximum maturity age to purchase this plan is 80 years.
Eight fund options are available in this plan.
No, this plan doesn’t offer a policy loan.
his plan offers four different portfolio management options: Return Protector Option (RPO) Auto Funds Rebalancing (AFR) Safety Switch Option (SSO) Systematic Transfer Option (STO).
Yes, a partial withdrawal option is available in this plan.
No, joint life cover is not available in this plan.
This plan offers some exclusive features, such as Loyalty Additions & Wealth boosters throughout the whole policy term.
Canara HSBC Titanium Plus Plan is a Unit Linked Insurance Plan that provides life cover with market-linked investment. You get partial withdrawal options, tax benefits according to current tax laws, and loyalty additions, which make it suitable for long-term financial objectives.
Under the Canara HSBC Titanium Plus Plan, you generally pay a premium as a Regular Premium over the selected policy term. You choose the frequency and premium amount, like yearly, half-yearly, quarterly, or monthly.

Written and reviewed by

PolicyX content is researched in-house and reviewed by an IRDAI-certified insurance specialist before publication.

Written by Naval Goel — Founder & CEO, PolicyX.com Reviewed by Manoj Kumar — IRDAI-certified Health Insurance Specialist
Last updated: 19 May 2026 · Originally published: 5 Feb 2025

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