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Bajaj Allianz Investment Plans
Bajaj Assured Wealth Goal is a non-linked, non-participating life insu ...Read More
Bajaj Assured Wealth Goal is a non-linked, non-participating life insurance savings plan. It offers the dual benefit of saving and insurance under the same policy.
A quick read on what this Bajaj Allianz Investment Plans term plan covers and why it might be a fit for you.
Bajaj Assured Wealth Goal is a non-linked, non-participating life insurance savings plan. It offers the dual benefit of saving and insurance under the same policy. It consists of six different plan options to cater to the needs of every unique individual. With a starting entry age of 1 month, this investmest plan is available for upto 65 years of age.
This plan offers you various benefits including:
A quick honest summary — the strengths and the trade-offs.
Eligibility criteria pulled straight from the policy wording.
Let’s understand how the Bajaj Assured Wealth Goal Plan works with the help of a simple illustration.
Mr. Verma is looking for a savings plan that provides him guaranteed returns along with return on the amount he has invested.
His financial advisor advised him to buy the Bajaj Wealth Assure Goal Plan to get the dual benefits of a life insurance plan and a savings plan.
Let's understand how the Bajaj Wealth Assure Goal Plan works for him with a premium illustration table.
| Age of policyholder | Annual premiums | Policy tenure | Premium payment term | Total premiums paid | Maturity benefits |
| 30 years | Rs. 1,50,000 | 15 years | 8 years | Rs 12,00,000 | Rs 21,39,000 |
Key Takeaways: In case of Mr. Verma's demise during the policy tenure, the sum assured will be paid to their nominee.
There are various benefits to buying the Bajaj Assured Wealth Goal Plan. Let’s understand each of them in detail:
Key features that make Bajaj Assured Wealth Goal stand out.
Loan on policy
You can avail of loan against your Bajaj Assured Wealth Goal Plan. The maximum loan amount is 80% of the surrender value of the policy.
Option to changepremium payment frequency
This plan provides the option to change your premium payment frequency during the policy tenure.
Policy revival
You can revive your lapsed policy if the revival is made within first 5 years of last unpaid premium.
Free look period
You will have a free look period of thirty (30) days to cancel the policy if you are not satisfied with the same.
Keep these documents handy when applying for Bajaj Assured Wealth Goal.
Photo ID Proof
Photo ID Proof (either of one) - Passport, Aadhar card, PAN card, Driving license.
Age Proof
Age Proof (either of one) - Passport, Aadhar card, PAN card, Driving license.
Address Proof
Address Proof (either of one) - Utility bill, passport, voter ID, ration card.
Medical Records
Medical Records of the policyholder if requested.
Income Proof
Income Proof ( either of one) - bank statement, last three months' salary slips (if you are salaried).
You can buy the Bajaj Assured Wealth Goal Plan offline by visiting one of their nearest branch offices. One of their representatives will help you buy the plan.
Here are the key features of the Bajaj Assured Wealth Goal.
| What’s Good Here | What’s Missing |
| Guaranteed additions | Whole Life Cover |
| Joint life cover | High sum assured rebate |
| Choice to alter the premium payment mode | Auto cover continuance |
| Option to take a policy loan | Top-up premium |
If you are looking for an insurance plan that not only protects your family financially but also provides maturity benefits if you outlive the policy tenure then you can consider buying Bajaj Assured Wealth Goal Plan. This plan offers you guaranteed additions along with maturity benefits.
If you are still confused about whether buying this plan is right for you or not then you can contact us at PolicyX.com. One of our insurance experts will reach you shortly, understand your requirements, and help you choose the plan that best suits your requirements and needs.
The 10 most-asked questions about Bajaj Assured Wealth Goal, answered.
PolicyX content is researched in-house and reviewed by an IRDAI-certified insurance specialist before publication.
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